And that other state might be distant from the flood area, where flood damage doesn't top buyers’ concerns. Review the insurance laws in your home state to meet the legal minimum coverage standards. It pays to check with your state DMV’s website beforehand to see what’s required to save you time and effort. For example, convertibles tend to be in greater demand – and command more money – in warmer climates than colder ones. Or maybe you see a car in the make or model you’ve been coveting listed online. In other states, the right to return the car in a few days for a refund exists only if the dealer chooses to offer this privilege. The vehicles on this slideshow, though, are some of the worst used cars, SUVs, and trucks you can buy. Many automakers offer deals on their certified used cars, like they do on new cars. These cars are being brought to many US Auto Auctions and dealers are buying them for their inventory. For example, if the car title has liens, these should be satisfied before you try to transport the vehicle back to your home state. Have a thorough inspection done by a mechanic before buying a used car out-of-state. It may be worth a long drive to get a bigger rebate or zero-percent financing if it’s not being offered where you live. Unfortunately, unless you register the vehicle in the sales-tax-free state, you still have to pay the sales tax when you register the car in your home state, and using dummy addresses doesn't fool revenue departments. Then, go visit the seller to make sure the car is as advertised, and be sure to take a test drive. You may also have to pay any applicable local sales taxes. Odometer Fraud. However, there are a few things to consider. Once you’ve bought the car, you have a certain number of days to register the title at your local DMV, usually paying a fee. A local dealer you trust, your tax professional, or your local department of motor vehicles can typically provide guidance on this issue. It can be a new car you want shipped, or a used one. The lender may have additional requirements if you finance a vehicle.In some cases, your insurance company will provide you with a grace period to get new insurance under your existing car's policy. “A car that was a total loss can get cleaned up by, really, a criminal and sold in some other state” that has less-strict regulations about what constitutes a totaled, or salvage, vehicle, according to Barry. These documents will allow you to register the vehicle and obtain the title. After you get the vehicle back to your home state, you must pay sales tax on the vehicle. If you are working with a dealership, they may have contacts that can help you ship the car home at a reasonable price. Have the seller show proof that the vehicle has passed its last emissions test to avoid any surprises later on. You’ll probably have to show proof of insurance, as well. You may be able to find more information about this and similar content at piano.io, 2020 Subaru Crosstrek vs 2020 Subaru Forester, 2020 Jeep Cherokee vs 2020 Grand Cherokee Compared, 2020 Hyundai Tucson vs 2020 Hyundai Santa Fe, Volkswagen Tiguan: Common Problems and Fixes. Carfax Used Car Listings Make it Easy to Find Your Next Car. I hold a B.A. The “I’m Desperate” Car Buying Scam. The acceleration is awkward and the transmission reported to be a bit bulky. When buying a car out of state, the responsibility for paying taxes may fall on you or the dealer. Purchasing a vehicle from a private party can have its advantages; lower prices generally, not being sold on expensive add-ons from a dealer, and avoiding dealer fees. Your state's department of motor vehicles can also provide information on the required inspection tests for your new car. Yes, you can. If you’ve bought a car from a dealership, they will likely collect sales tax and pass it along to the proper agency in your state. There are five states without sales taxes: Montana, Alaska, Delaware, Oregon and New Hampshire. If the dealer doesn't handle the taxes for you, then you'll need to pay them upon registration at your local motor vehicle department. First, obtain a vehicle history report for the car you plan to purchase. I specialize in the vehicle buying and ownership experience, with a few car reviews thrown in for good measure. If you're thinking about buying a car in another state, make sure you understand everything involved in this type of purchase. If you’re still interested in the car in spite of its location, be sure to check it thoroughly before you buy it — or else you might end up pictured at the top of one of my articles, shown because your car is probably only weeks from splitting in half. 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